How to Make Money: Financial Planning Table
If you are looking for tips for raising money and achieving your financial goals, one of the best strategies is to create a financial planning table. This simple and effective tool allows you to organize your finances clearly and visually, facilitating spending control and monitoring your progress.
Why use a financial planning table?
A financial planning table is a practical way to view your income, expenses and goals. It helps to identify where your money is being spent and where it is possible to make cuts or adjustments to save.
In addition, by registering your economy goals on the table, you will have a visual stimulus to reach them. As you fill the saved values, you will see your progress and be motivated to keep saving.
Step by step to create a financial planning table
1. Set your financial goals: Before creating the table, it is important to keep in mind what your financial goals are. It can be a trip, the purchase of a car, the discharge of debt, among others.
2. List your recipes: In the table, create a column to record all your sources of income, such as salary, investment income, rents, among others.
3. Record your expenses: Create a column to list all your monthly expenses, such as housing, food, transportation, leisure, among others. It is important to be as detailed as possible to have a clear view of where your money is being spent.
4. Calculate your monthly economy: Subtract your total expenses of your total revenues to know how much you can save per month. Record this value in the table.
5. Set economy goals: Based on your monthly economy, set economy goals for each month. For example, if you can save $ 500 per month, set this goal in the table.
6. Follow your progress: As you save money, fill the table with the saved values. This will allow you to follow your progress and see how much you lack your goals.
| January | R $ 5000 | R $ 4000 | R $ 1000 | R $ 500 | 50% |
| February | R $ 5500 | R $ 4500 | R $ 1000 | R $ 500 | 100% |
| March | R $ 6000 | R $ 5000 | R $ 1000 | R $ 500 | 100% |
Using a table like this, you will have a clear view of your progress over the months and can make adjustments if necessary.
Remember that raising money requires discipline and commitment. Use the Financial Planning Table as a tool to assist you in this process and maintain focus on your goals. Over time, you will see your money grow and achieve your financial goals.