What does an optional contributor mean?
The optional taxpayer is a taxpayer category of the Brazilian Social Security System. Unlike mandatory taxpayers, such as workers with a formal contract, optional taxpayers are those who do not have employment, but want to contribute to Social Security.
Who can be an optional contributor?
Anyone who does not have their own income and is not linked to an employer can become an optional taxpayer. This includes students, housewives, unemployed, self -employed, among others.
How does the optional contribution work?
To become an optional taxpayer, you must register with the National Institute of Social Security (INSS) and make the monthly payment of the contribution. The contribution value varies according to the salary range chosen by the taxpayer.
It is important to note that the optional contribution does not guarantee the same social security rights as mandatory taxpayers. For example, the optional taxpayer will not be entitled to retirement for contribution time, only by age.
Advantages of being an optional taxpayer
Despite limitations, being an optional contributor can bring some advantages. Among them:
- Guarantee of contribution to Social Security;
- Possibility to count the contribution time for future pensions;
- Access to social security benefits such as sick pay and maternity pay;
- Social protection in case of disability or death.
Conclusion
The optional taxpayer is an option for those who want to contribute to social security, even without employment. Although it does not have all the social security rights of mandatory taxpayers, being an optional taxpayer can bring benefits and ensure social protection for the future.